Securing Singapore Permanent Residency (PR) is a huge milestone. But it isn’t the end, it’s a new beginning. Once you’ve received your In-Principle Approval (IPA) letter from the Immigration & Checkpoints Authority (ICA), a whole new set of responsibilities, opportunities, and lifestyle changes come into play. This guide breaks down what life actually looks like after getting a Singapore PR.
Finalising Your PR Status: What Happens After the ICA Letter
1. Medical Examination
Before completing the formalities, you’re required to undergo a medical check-up. This typically includes:
- Physical examination
- Chest X-ray
- HIV blood test
The results are then submitted to the ICA during your appointment. Without this, your PR cannot be formalised.
2. ICA Appointment
After your medical check-up:
- Book an appointment with the ICA via their online portal.
- Prepare all necessary documents: passport, IPA letter, medical report, and recent passport-sized photographs.
- At your appointment, you’ll have your biometrics captured and submit all forms.
Once completed, you’ll be issued:
- Entry Permit
- Re-Entry Permit (REP)
- A temporary NRIC until your official blue NRIC card is mailed
3. CPF Contribution Begins
Once you’re a PR, the Central Provident Fund (CPF) comes into effect. You and your employer will both contribute to your CPF account, which supports retirement, housing, and healthcare needs.
The Perks of Being a Singapore PR
Becoming a PR opens many doors that were previously closed to work pass holders. Here’s what you can look forward to:
Employment Freedom
You’re no longer tied to a specific employer. Changing jobs becomes much easier, and you no longer require an Employment Pass (EP) or S Pass.
Public Housing Options
Singapore PRs can purchase resale HDB flats (government housing), subject to eligibility. This provides a more affordable alternative to private housing.
Education Benefits
PR children receive higher priority for school placements and enjoy lower school fees compared to foreign students.
Healthcare Subsidies
As a PR, you can access subsidised medical treatments at public hospitals and polyclinics. You’re also automatically covered under MediShield Life.
Long-Term Stability
With a valid REP, PRs can live, work, and leave Singapore with peace of mind. Many eventually use PR as a pathway to citizenship.
These benefits make PR more than just a residency status, it’s a long-term investment in your future. From better job mobility and access to affordable housing, to healthcare and education advantages, PR status lays the foundation for stability and upward mobility. If you’re ready to unlock these opportunities and build a lasting life in Singapore, securing PR is the logical next step.
Responsibilities That Come With Singapore PR
1. National Service Obligation
If you’re a male PR under 21 years old, or have sons, you must serve National Service (NS) when they turn 18. This is a mandatory duty and should be planned for in advance.
2. Re-Entry Permit (REP)
The REP allows PRs to re-enter Singapore while maintaining their PR status. It must be renewed every up to five years. If it expires while you’re abroad, you risk losing your PR status.
3. CPF Contributions
You are now obligated to contribute to CPF, a compulsory savings scheme. While it reduces take-home pay initially, it supports long-term financial stability.
4. Tax Responsibilities
As a PR, you are considered a tax resident. You’re required to declare and pay taxes on income earned both locally and, in some cases, globally.
Life as a Singapore PR: Day-to-Day Realities
Better Job Security
Employers are more likely to hire PRs due to fewer hiring restrictions. You also become eligible for government-related jobs.
Community Integration
You’re now part of Singapore’s social fabric. Expect invitations to community events and initiatives. Participating strengthens your local ties.
Easier Family Sponsorship
PRs can sponsor family members (spouse, children) for long-term visit passes or even PR themselves, depending on eligibility.
Ready to experience the benefits of Singapore PR for yourself? Take the first step towards better job security, deeper community ties, and easier family sponsorship.
Long-Term Considerations
Upgrading to Citizenship
After a minimum of 2 years as a PR, you may consider applying for citizenship. This gives you full political rights and even more housing and education subsidies.
However, it also means renouncing your original nationality (Like most Asian countries, Singapore does not allow dual citizenship).
Re-Entry Permit Strategy
If you plan to travel or work overseas, ensure your REP is always valid. You must demonstrate a strong Singaporean connection, such as family, property, or employment, to get it renewed.
After holding the Singapore PR status for at least two years, you can apply for Singapore citizenship to gain full political rights and additional benefits, but you must renounce your original nationality. If you travel or work abroad, keep your Re-Entry Permit valid by showing strong ties to Singapore, like family, property, or employment.
Tips for a Smooth Transition Into PR Life
- Budget for CPF contributions in your monthly salary planning.
- Engage in community activities to integrate faster.
- Start long-term planning for housing, family sponsorship, and even citizenship.
- Stay informed about tax obligations and policy changes affecting PRs.
Real Client Insight
- Career growth opportunities that they couldn’t access before
With PR status, they often unlock new job prospects and promotions that were previously unavailable. It opens doors to industries and roles that value local residency. This boost helps them build a stronger, more rewarding career in Singapore.
- Financial predictability with CPF and healthcare subsidies
Being a PR means contributing to and benefiting from the CPF system, which helps with retirement savings and housing. They also enjoy healthcare subsidies that make medical costs more manageable. This financial support brings peace of mind and helps them plan for the future.
- A greater sense of belonging and stability for their families
PR status gives families a secure base in Singapore, creating a feeling of home. It allows children access to local schools and community activities, helping them integrate smoothly. Overall, it strengthens their connection to the country and offers long-term stability.
Singapore PR is more than a status, it’s a commitment. The benefits are real, but so are the responsibilities. Planning ahead ensures you can make the most of what Singapore has to offer.
Frequently Asked Questions
Only resale HDB flats, and typically after 3 years of PR status for singles. Families may qualify sooner
Yes, if your son is granted PR as a student or under your sponsorship before age 21, he is liable for National Service.
You could lose your PR status. It’s essential to renew it on time
Yes, but ensure your REP remains valid and you maintain ties to Singapore